Has anyone any experience with using firms to handle credit card payments? If so, could you share? Thank you.

I use paypal for larger accounts. Keep in mind that no matter who you use there will be a fee (usually a percentage). That's why I only use it for larger accounts.

Yes and it's getting easier all the time. If you're selling books and materials in small quantities it makes sense.

The number of transactions and dollar amounts you will be accepting monthly will determine which path you go.

Paypal is a great option for low number (i.e. 4-5 transactions per month) but there are cheaper options out there if you will have a lot of, or high-dollar, transactions.

I have had to go through the same thing and have all the research. Let me know if you need the info - I would be happy to share.

2checkout.com is very good for those with once in a blue moon e-comm transactions like me. It costs $50 for a one off lifetime fee, plus you pay them a commission on each transaction. Commission is about 8% but my volume is low, my unit price is low, so it's OK with me. See 2co.com